Neighborhood Trust posted a video "Pathways: Strengthening laws against predatory debt in New Mexico with Guadalupe Credit Union" on VIMEO

A partnership between Neighborhood Trust and credit union advocacy network Inclusiv, Pathways to Financial Empowerment (Pathways) integrates financial coaching into credit unions nationwide. Pathways trains credit union staff to provide our model of trusted, action-oriented financial coaching to its members and to track data and results via our proprietary technology platform. This ensures that clients are better connected to credit union products that can help them achieve their goals, improving members' financial health, generating a loyal member base and supporting credit union operations. Since the program's inception in 2015 Pathways has reached nearly 4,500 credit union members, reducing a cumulative $2 million in consumer debt and $500,000 in collections accounts. Today Pathways spans more than 20 credit unions in 14 states including Guadalupe Credit Union in New Mexico."Data from Pathways became quite useful in our advocacy efforts in New Mexico, a historic win against predatory debt," says Diane Sandoval-Griego, Chief of Financial Empowerment, Guadalupe Credit Union. Here she talks about Pathways impact in the 2022 win to reform predatory lending practices by lowering the cap on small loan interest rates from 175% to 36%.